Edmonds Cole defends insurers throughout Oklahoma in a broad range of insurance-related controversies, including coverage disputes and bad faith and other extra-contractual litigation. Our trial lawyers represent an exceptional combination of trial and appellate experience with the deepest understanding of the insurance industry and its regulations.

Not only do we handle insurance coverage evaluations and disputes – our lawyers also advise insurers on drafting policy language for various types of commercial and personal lines policies. Among the many types of coverages we have experience in drafting, interpreting and litigating, include:

  • Primary and umbrella/excess liability
  • Environmental risk
  • Builders risk and construction
  • Professional Errors and omissions
  • Directors and Officers
  • Commercial and homeowner’s property
  • Workers compensation/employers liability
  • Life, health, and disability
  • Accidental death

Our lawyers are highly regarded for their expertise in providing insurance clients with timely, efficient advice and assistance with urgent or developing situations that require the depth of knowledge and experience we have regarding the industry and the governmental entities that regulate it. For more than 30 years, our lawyers have successfully argued and obtained favorable decisions in state and federal trial and appellate courts throughout Oklahoma on significant coverage issues benefiting the insurance industry on all types of first-party and third-party policies.

Coverage Disputes
Edmonds Cole’s extensive experience in all aspects and areas of insurance law includes reinsurance litigation, appraisals, coverage litigation, coverage arbitration, bad faith litigation, as well as providing advice and opinions on the existence or lack of coverage. Our insurance company clients range from primary carriers to excess carriers and reinsurers. We have provided advice and represented insurers in a wide variety of matters involving excess commercial general liability policies, errors and omissions policies, casualty, homeowner’s policies, and automobile policies.

We have provided opinions to insurers and insureds concerning the duty to defend and the duty to indemnify in the context of bodily injury and property damage, construction defects, product liability, employment practices liability, and business and environmental torts. Edmonds Cole is commonly retained to provide coverage advice and to mitigate problems before they get out of hand. While we are often successful in avoiding litigation, sometimes it is unavoidable and in such circumstances our clients are well protected by our experienced litigation team. The attorneys of Edmonds Cole are ready to aggressively litigate complex coverage issues on both the trial court and appellate court levels.

Our expertise encompasses the full extent of insurance matters including commercial liability and surplus line policies, professional liability policies, personal and commercial transport and equipment policies, homeowners and renters’ policies, governmental policies, employers’ liability policies, life, health, accident and disability policies, as well as policies specific to particular industries and self-insurance policies. The law firm of Edmonds Cole Law Firm is here to protect your interest in a wide array of insurance policy disputes

Bad Faith
Bad faith claims have the potential to result in extra-contractual exposure, including punitive damages. For over three decades, the attorneys at Edmonds Cole have represented primary and excess insurers in complex litigation before arbitration panels, state and federal courts as well as before the Oklahoma Courts of Appeal and the U.S. Court of Appeals for the Tenth Circuit. Edmonds Cole attorneys primarily protect insurers from bad faith claims through sound advice at the claims handling stage, based on our experience and extensive knowledge of state claims handling regulations and related laws. We regularly provide advice to insurers at the claims handling stage to minimize the likelihood that an insured will be able to use bad faith allegations as a litigation tactic to force payment of otherwise unmeritorious claims.

At Edmonds Cole, we routinely represent insurance carriers and related entities in lawsuits alleging “bad faith” and other claims arising out of complex first-party and third-party property/casualty insurance matters including, insurance code violations, and insurer negligence. We understand coverage issues, the trends in such disputes, and how they must be addressed to minimize the risk of a “bad faith” claim.

Edmonds Cole’s attorney experience extends to evaluating underwriting standards, complying with regulations, formulating coverage opinions, and advising on claims-handling procedures to avoid extra-contractual exposure. Avoiding the risk of claims disputes and vigorously defending those that do occur is essential for survival in the insurance industry. Successful insurance defense requires a focus on risk avoidance, in-depth understanding of coverage issues and bad faith, and the ability to aggressively advocate on clients’ behalf.

Edmonds Cole is dedicated to defending claims involving medical fraud and abuse. In order to tackle those issues we are regularly called upon to conduct examinations under oath (EUO). We understand the importance of EUOs. Accordingly, we have a dedicated EUO program. With offices in Oklahoma City and Tulsa we are staffed to handle your EUOs throughout the state. Our program provides the following services:

  • We initiate contact with the insured or their attorney within 24 hours of the assignment to set the EUO.
  • We will set the EUO within 48 hours of the assignment.
  • We will conduct the EUO within 30 days or less as need requires.
  • We will confer with you before the EUO to assure we fully understand the issues.
  • We will report on the EUO within 48 hours after its completion.